About
ADVOCO
Steve's financial career started straight from high school and he gain his financial knowledge in New Zealand's largest bank - ANZ. After 10 years this gave him the grounding and understanding on "how banks work." Steve has a passion for numbers and combined with his interest in real estate, mortgage broking is the ideal way to utilise his financial skills.
20 Years
of Banking & Broking Experience
ADVOCO Mortgages & Insurance started when Steve was approached by a very
experienced ex-banker who ran a well established mortgage broking business.
Steve quickly became a Senior Broker of the company, which became one of
New Zealand's larger residential and commercial mortgage broking businesses.
With his 10 years banking experience and a further 10 years experience as a mortgage broker/adviser, Steve has been there and has the know-how to help you, whether you are a first home buyer, second home buyer, investor, developer or business operator.
Steve soon became an expert in the hard to place home loans; mortgagee sales and clients in mortgage arrears or with credit impairment. It's because of this ability to find the best solution for a client's home loan many of Steve's clients refer their friends, family and business associates to him.
Arranging the home loan is only part of the service, Steve strongly believes you must protect what's precious to you - your loved ones, assets and your health. Steve will discuss the options with you.During his 10 years of mortgage broking he has written over $400 million in home loans and saved 53 homes from mortgagee sale.
His
wife; Joanne McGowan, handles the 'paper war' and looks after the administration
of the office and new regulatory compliance. With Joanne making sure
the wheels are oiled and everything is in order this allows Steve to concentrate
on 'doing the best for his clients'.
Fair Go: Steve Uncovers Dubious 'Buy Back' Mortgage Schemes
But
that's only a small part of Steve's impressive resumé. Steve's ongoing
commitment
to doing what is
best for people was recognised when Steve was
publicly acknowledged and thanked by Kevin Milne of TV One's Fair Go program
for helping families who were caught up in questionable "buy back" schemes.
With
the investigative nous of Simon Mercep, all five families had their homes
returned to them,
thanks to the help of Steve.
Outside the Office
Beyond
work, Steve is a dedicated family man with three young children living on
Auckland's, North Shore. He 
thoroughly
enjoys watching and playing sports. From a spectator view Steve enjoys; All
Blacks, Warriors, V8 Super Cars
and MMA (Mixed Martial Arts). He enjoys taking part in Brazilian Jiu-Jitsu,
Wing Chun Kung Fu, fishing (on his brother's boat) and spending time with
his family.
After 22 years of working in the City, Steve moved his offices to the North Shore to avoid wasted hours in rush hour traffic. With his wife Joanne, they enjoy the lifestyle and spending precious family time on the beach picnicking, swimming and enjoying what this beautiful city has to offer.
Steve has been
a member of the New Zealand Mortgage Brokers Association (NZMBA) since
2003 and has recently enrolled at OpenPolytechnic to complete
the National Certificate of Financial Services L5 and is a Registered
Financial Adviser, which is a new industry requirement in accordance with
the Financial Advisers Act.
Charities ADVOCO
Supports
ADVOCO contributes to the following charities; The Breast Cancer Foundation,
National Foundation for the Deaf, Kidney Foundation, World Vision, Lions Foundation
and Westpac Helicopter Trust.
Doing the 'hard to place home loans' is Steve's passion by helping people arrange or restructure their home loans so they can achieve their dreams. He enjoys meeting with clients to discuss ways to help out in these challenging times, especially reducing debt so that you become debt free. Steve prides himself on discovering solutions that seemed impossible to the banks or other mortgage brokers.
For Steve's Personal
Disclosure Statement
ADVOCO is < Latin > for "to
call an adviser". Call
us on 0800
ADVOCO (0800 238 626) or
email us.
